Terms & Policy

Terms of Service

Welcome to Nari Empower Finance. By accessing our website and using our services, you agree to be bound by the following terms and conditions. Please read them carefully.

1. Introduction

Nari Empower Finance ("we", "us", "our") provides loan services to eligible individuals across India. Our services are offered through our website and are subject to the terms outlined in this document. Our mission is to provide accessible financial solutions to all Indians.

2. Eligibility

To be eligible for our loan services, you must:

• Be an Indian citizen.
• Meet the specific criteria for the loan product you are applying for.
• Provide accurate and complete information during the application process.

We welcome applicants from all communities, both men and women, from urban and rural areas.

3. Loan Application and Process

Our loan application process is conducted online. By submitting an application, you agree to the following:

• You will provide valid documentation for verification, including but not limited to your PAN card and Aadhaar card.
• You consent to us carrying out a verification and credit check.
• You understand that a non-refundable processing fee may be required to process your application.

The loan approval, amount, and terms are subject to our internal review and verification process. We reserve the right to approve or reject any application at our sole discretion.

3.1. Registration Fee & Security

For all first-time loan approvals, a one-time registration fee deposit is compulsory to initiate and process your application. Additionally, security in the form of a PAN card is compulsory for all loan applications. Further details regarding security requirements will be communicated during the application process.

4. Our Loan Services

We offer a range of loan products, including:

• Women’s Personal Loan
• Medical Loan
• Personal Loan (for Men & Women)
• Widow Loan

Each loan product has its own specific terms, which will be provided to you upon application.

5. User Conduct

You agree to use our website and services for lawful purposes only. You are prohibited from submitting false information, committing fraud, or using our platform for any illegal activities.

6. Disclaimer

The information provided on our website is for general informational purposes only and does not constitute financial advice. All loan products are subject to the terms of the final loan agreement.

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Privacy Policy

Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information.

1. Information We Collect

We collect personal information that you provide to us during the loan application process, which may include:

• Your name, address, date of birth, and contact details (email, phone number).
• Identity and address proof documents (e.g., PAN card, Aadhaar card).
• Financial information required for loan processing.

2. How We Use Your Information

Your information is used to:

• Process your loan application.
• Verify your identity and assess your eligibility.
• Communicate with you regarding your application and our services.
• Comply with legal and regulatory requirements.

3. Information Security

We are committed to protecting your personal information. We implement robust security measures to prevent unauthorized access, use, or disclosure of your data. Our entire process is designed to be safe and secure.

4. Information Sharing

We do not sell or rent your personal information to third parties. We may share your information with our trusted partners or regulatory authorities only when required for the purpose of loan processing, verification, or as mandated by law.

5. Consent

By using our website and submitting your application, you consent to the collection and use of your personal information as described in this Privacy Policy.

6. Changes to this Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on our website.

Last Updated: April 30, 2026